Prestige
The Prestige product level builds on Comprehensive cover.
It is best suited for those who need a wider scope of cover. It has an overall plan limit of up to $2,500,000 per person.
Prestige Plan Standout Features:
- Includes outpatient mental health treatment
- Offers cover for select complementary treatment cover, health and well-being such as vaccinations and health checks, and routine dental cover
- Supports overall health and well-being through vaccinations and routine health checks.
- Provides routine dental coverage.
Plan Benefits |
Prestige |
|---|---|
| Overall policy limit per member | Up to $2,500,000 a year |
| Your excess | No excess / $40 / $80 / $150 / $250 |
| Area of cover |
– Africa plus India, Pakistan, Bangladesh and Sri Lanka – Worldwide excluding USA – Worldwide |
| Hospital and day patient fees | ✔ |
| Psychiatric treatment | ✔ Maximum of 30 nights |
|
Inpatient and day patient treatment of chronic conditions |
✔ |
| Organ or tissue transplant | ✔ |
| Reconstructive surgery | ✔ |
| Newborn cover | Up to $100,000, maximum of 90 nights |
| Parent accommodation | ✔ |
|
Cash benefit for each night you receive free inpatient treatment and free hospital accommodations |
Up to $450 a night, maximum of 30 nights |
| Surgical procedures | ✔ |
| Outpatient treatments | ✔ Up to $10,000 |
| Routine management of chronic conditions | ✔ Up to $5,000 a year |
| Consultations and treatment for psychiatric illness | ✔ Up to $4,500 per medical condition |
| Home nursing | ✔ Up to a maximum of 60 days per medical condition |
| Emergency treatment | ✔ |
| Complementary practitioner fees | ✔ Up to $1,000 a year |
| Cancer treatment | ✔ |
| Routine pregnancy and childbirth | ✔ Up to $8,000 a year |
|
Medical conditions that arise during pregnancy and childbirth |
✔ |
| Accidental damage to teeth | ✔ Up to $3,750 per event |
| Routine dental treatment | ✔ 75% of the cost up to $1,000 |
| Major restorative dental | ✔ 75% of the cost up to $1,000 |
| Evacuation and repatriation | ✔ |
|
Additional expenses linked to an evacuation and repatriation |
✔ Up to $120 a day up to a maximum of $5,000 a year |
| Ambulance transport | ✔ |
|
Emergency unforeseen treatment in the USA which does not require treatment in the accident and emergency unit of a hospital |
✔ 80% of the cost up to $500 |
|
Emergency unforeseen treatment outside your area of cover which needs to take place in the accident and emergency unit of a hospital |
✔ Paid in full up to 90 days a year |
| CT, MRI and PET scans | ✔ |
| Durable medical equipment | ✔ Up to $2,500 a year |
| Kidney dialysis | ✔ |
| Palliative care | ✔ |
| Rehabilitation treatment | ✔
Up to 28 days per event. Can be extended by an additional 92 |
| Congenital anomalies | ✔ Up to $100,000 per medical condition |
|
Health and wellbeing – Vaccinations – Health check |
✔ Vaccinations and one health check up to $400 a year |