Life Assurance
Life Assurance For You and Your Family
The core purpose of life insurance is to protect your family from financial strain if an unfortunate event occurs, such as death or disability.
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Group Life Assurance
This policy is a benefit offered by an employer to its employees as part of an employee/membership benefit package, providing benefits on the death of members during their employment tenure.
It can be taken together with various riders and accelerator benefits, e.g. disability rider, critical illness, mortgage protection, medical reimbursement and last expense.
Our Products
Life Assurance Products We Offer
Cover designed to protect your family and dependants when it matters most.
Group Life Assurance
A benefit offered by an employer to its employees, typically offered as part of an employee/membership benefit package, providing benefits on the death of members during employment tenure.
Individual Life Assurance
A contract between a policy holder and an insurer, where the policy holder pays premiums for a certain period and the insurer promises to pay an agreed sum to a designated beneficiary when the insured event occurs.
Add-On Benefits
Riders & Accelerator Benefits Available
Disability Rider
Additional protection in the event of disability during the policy term.
Critical Illness
Cover that pays out on diagnosis of a specified critical illness.
Mortgage Protection
Protects your dependants from mortgage repayment obligations if the worst happens.
Medical Reimbursement & Last Expense
Support towards medical costs and final expenses for you and your family.
Life-Changing Journeys, Told by Our Clients
FAQAnswers to Common Questions of our Services
We broker cover across corporate, personal, health and life insurance - including property, motor, marine, liability, group health, and life assurance - by placing your risk with the insurer best suited to your needs rather than a single carrier.
As a broker, we work for you, not for one insurance company. We compare cover and pricing across multiple insurers, negotiate terms on your behalf, and support you through the full life of the policy - including claims - at no extra cost, since our fees are built into standard insurer commissions.
Reach out through our Contact Us page or call our office directly. We'll ask a few questions about what you need covered, then come back with quotes from our panel of insurers for you to compare.
This varies by cover type, but generally we'll need proof of identity, details of the asset or risk being insured (e.g. a vehicle logbook, property details, or business information), and any prior insurance history. Our team will confirm exactly what's needed once we know what you're insuring.
Contact us as soon as possible after an incident. We'll guide you through your insurer's claim process, help you gather the required documentation, and liaise with the insurer on your behalf to keep things moving.
Still have questions? Don't worries we have answers!
We're here to help. If you didn't find the answer you were looking for, feel free to reach out to our team. We'll make sure you get the clarity you need to move forward with confidence.
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enquiries@micglobalrisks.co.tz
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Let's Protect What Matters To You and Your Family
Get in touch and one of our advisors will help you find life assurance that fits your needs.